Health Insurance

Health insurance Plan for Couple

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What is Health Insurance

This is a contract between the health insurance company (insurer) and the insured. In return for an insured premium, the insurer promises to pay the prescribed amount to complete claims.
It protects the insured and its dependents against financial loss due to expensive medical treatment.

Health insurance also called as medical insurance. Health insurance is a type of insurance coverage that pays the insured for medical and surgical expenses.
The modern world moves at a fast pace – but it’s worth stopping for a moment to consider your healthcare options whilst you are fit and healthy. Having a tailored health insurance Policy in place, from a specialist health insurer, gives you peace of mind. In the unfortunate event that you or your family fall ill, you can be safe in the knowledge that you have prompt access to a diagnosis and, if necessary, treatment.

Is private health insurance worth it?

The answer depends on your personal situation. Definitely, Health Insurance is worth it and many reasons are:

  • You’re planning on getting pregnant.
  • If you’re managing a chronic illness.
  • Very Helpful for senior
  • When you want to choose your own doctor.
  • If you don’t want long waiting lists for elective surgery.
  • For possible tax rebate.
  • A sportsperson need this

Health Insurance Features explained

Treatments

This indicates whether the costs of medical inpatient treatments (operations, drugs, surgery, physiotherapy, follow-up consultations etc.) are included with the policy on a full, none or up to a certain monetary amount basis.

Diagnostics

This indicates whether the policy offers outpatient consultations, tests, and scans to make a diagnosis. This can be fully inclusive, partially (up to a certain cost level) inclusive or not at all.

Cancer

This indicates whether the policy covers cancer treatments (radiotherapy, chemotherapy, surgery, drugs) in full or up to a certain monetary limit. For full details see the policy document.

Policy Excess

This is the amount that is not covered by the policy for any claim in a calendar year.

Buyers Guide

Basic cover

Provides only the diagnostics or cover for treatment only. Some basic policies also provide cancer cover.

Mid-range cover

Provides complete treatment and cancer cover with a limited cover of diagnostics.

Comprehensive cover

Provides complete coverage of various value-added extras including diagnostics treatment and cancer cover as well as supplemental medicine and dental.

Now we compare the Couple Health insurance in best companies

Basic Range Covers

First, we talk about Cheapest Basic Range Cover Health insurance Plan for Couple.

1.       WPA Private Health insurance

Review of WPA Private Health Insurance: The WPA has been evaluated 7.5 / 10 stars by the Industry Website Health Insurance Daily, which recommends the provider to individuals or groups who want private medical insurance instead of a caption or other budget plan.

First, we talk about Cheapest Basic Cover Health insurance Plan for Couple.

Monthly Payments is £15.98

What’s included?

Treatment:     Yes

Diagnostics:    No

Cancer:            Yes

Treatment Cover:

Its limit full up to £50,000

Diagnostic Cover:

One follow-up consultation within 90 days following a surgical procedure paid, including associated tests carried out on the same day.

Cancer Cover:

This insurance cover for licensed cancer drugs that are not available on the NHS. Up to £50000 lifetime benefit.

Additional Benefits:

In this health insurance, they cannot give any additional benefits.

 

2.       Vitality Plus Private Health Insurance

At Vitality, they provide award-winning health and life insurance that rewards you for being healthy. Their mission is to make the UK a healthier, happier place: encouraging you to take care of yourself with rewards to living life well.

Now, we talk about Cheapest Basic Cover Health insurance Plan for Couple.

Monthly Payments is £41.10

What’s included?

Treatment:     Yes

Diagnostics:    No

Cancer:            Yes

Treatment Cover:

In this health Insurance, they give full Hospital Charges, full surgeon fees, full Anesthetists Fees and full In-patient Diagnostic Testing is included in this plan.

Diagnostic Cover:

In this policy Diagnostic cover with some conditions.

Cancer Cover:

They give Radiotherapy/chemotherapy in this insurance plan.

Additional Benefits:

This insurance plan has some Additional Benefits.

  1. FULL COVER PROMISE- all eligible claims paid in full
  2. Vitality GP- Vitality’s Online private GP service
  3. Health and Rewards partners- helping you get or stay healthy

3. General and Medical Private Health Insurance

General and Medical Private Health Insurance Review: General and Medical are one of the largest independent health insurance companies in the UK. This insurance company is still far smaller than the big four that control 90% of the UK market (AXA, Aviva, BUPA and Vitality).

First, we talk about Cheapest Basic Cover Health insurance Plan for Couple.

Monthly Payments is £41.46

What’s included?

Treatment:     Yes

Diagnostics:    Limited

Cancer:            No

Treatment Cover:

In this health Insurance, they give full Hospital Charges, full Specialist Fees, full Anesthetists Fees and No treatment for cardiovascular conditions.

Diagnostic Cover:

In this couple health insurance they give combined limited £500 per policy.

Cancer Cover:

They cover limited cancer treatment with some conditions.

Additional Benefits:

In this health insurance, they cannot give any additional benefits like WPA Private Health insurance.

4.       Bupa Private Health Insurance

Bupa Private Health Insurance Review: Bupa has been awarded 5 out of 5 Stars by independent financial reviewer Defaqto for its Comprehensive cover and 3 stars for its Treatment and Care policy.

First, we talk about Cheapest Basic Cover Health insurance Plan for Couple.

Monthly Payments is £45.90

What’s included?

Treatment:     Yes

Diagnostics:    No

Cancer:            Yes

Treatment Cover:

  • In this health Insurance, they give full Hospital Charges, full surgeon fees, full Anesthetists Fees and Full Parent accommodation.
  • Also, this Health insurance Plan for Couple covered full Post Treatment tests and consultations within six months of eligible treatment.
  • Also, this Health insurance Plan For Couple covered full Out-patient therapies such as physiotherapy.
  • This Health insurance Plan cover Mental Health limited to 28 days in-patient or day-patient

Diagnostic Cover:

In this health insurance, they cannot give any Diagnostic Cover.

Cancer Cover:

This health insurance plan gives you all eligible cancer treatment is paid in full including radiotherapy and chemotherapy.

Additional Benefits:

In this health insurance, they also cannot give any additional benefits.

5.       Aviva Private Health Insurance:

Aviva Private Health Insurance Review: Defaqto, an independent reviewer of financial products, has rated Aviva’s health insurance the maximum5/5 stars.

First, we talk about Cheapest Basic Cover Health insurance Plan for Couple.

Monthly Payments is £46.70

What’s included?

Treatment:     Yes

Diagnostics:    No

Cancer:            Yes

Treatment Cover:

In this health Insurance, they give full Hospital Charges, full surgeon fees, and full Anesthetists Fees.

Diagnostic Cover:

Full Diagnostic Tests (x-rays, blood tests, etc.) is included in this plan. In-patient Diagnostic MRI, PET & CT scans also available in this health Insurance plan.

Cancer Cover:

In health insurance plan for a couple, this plan gives you full cancer treatment drugs paid – chemotherapy, radiotherapy, biological therapy, or other specified drugs.

Additional Benefits:

In this health insurance, they also cannot give any additional benefits.

6.       AXA Private Health Insurance

AXA Private Health Insurance Review: Axa PPP Personal Health insurance has been rated 5 stars by industry body Defaqto. It’s making them an excellent product with a comprehensive range of features and benefits.

First, we talk about Cheapest Basic Cover Health insurance Plan for Couple.

Monthly Payments is £62.28

What’s included?

Treatment:     Yes

Diagnostics:    No

Cancer:            Ye

Treatment Cover:

In this health Insurance, they give full Hospital Charges, full surgeon fees, and full Anesthetists Fees.

Diagnostic Cover:

In this health Insurance, they give full Diagnostic Scans (MRI, PET & CT).

Cancer Cover:

In health insurance plan for a couple, this plan gives you full cancer treatment drugs paid – chemotherapy, radiotherapy, biological therapy, or other specified drugs. Full Radiotherapy/Chemotherapy included in this health Insurance plan.

Additional Benefits:

In this health insurance, they also cannot give any additional benefits.

7.       National Friendly Private Health Insurance

First, we talk about Cheapest Basic Cover Health insurance Plan for Couple.

Monthly Payments is £15.98

What’s included?

Treatment:     Yes

Diagnostics:    No

Cancer:            Yes

Treatment Cover:

it’s limit full up to £50,000 per year.

Diagnostic Cover:

In this Health insurance Plan, In-patient Plan only covers in-patient and day-patient treatment after diagnosis. National Friendly offer stand-alone diagnosis cover with their Diagnosis plus Plan.

Cancer Cover:

The Health insurance policy covers drugs licensed by Medicines and Healthcare products Regulatory Agency or European Medicines Agency but does not cover experimental drugs or treatment. The limit is dictated by annual policy limit for treatment.

Additional Benefits:

In this health insurance, they also cannot give any additional benefits.

8.       CS Healthcare Private Health Insurance

CS Healthcare Private Health Insurance Review: CS Healthcare has been given a 4/5 star rating by independent financial research company, Defaqto. Defaqto rate policies according to their opinion of the quality of the product, rather than the pricing.

First, we talk about Cheapest Basic Cover Health insurance Plan For Couple.

Monthly Payments is £87.08

What’s included?

Treatment:     Yes

Diagnostics:    No

Cancer:            Yes

Treatment Cover:

In this health Insurance, they give full Hospital Charges, full surgeon fees, and full Anesthetists Fees.

Diagnostic Cover:

In this health Insurance, they give full Diagnostic Scans (MRI, PET & CT).

Cancer Cover:

This health insurance plan gives you all eligible cancer treatment is paid in full including radiotherapy and chemotherapy.

Additional Benefits:

In this health insurance, they also cannot give any additional benefits.

Mid-Range

Now we talk about Cheapest Mid-Range Cover Health insurance Plan for Couple.

1. Aviva Private Health Insurance:

Aviva Private health insurance policy is rated 5/5 stars by Defaqto (an independent for Hospital fees for private hospitals on Aviva’s approved list

Now we talk about Cheapest Mid-Range Cover Health insurance Plan for Couple.

Monthly Payments is £52.82

What’s included?

Treatment:     Yes

Diagnostics:    Limited

Cancer:            Yes

Treatment Cover:

In this health Insurance, they give full Hospital Charges, full surgeon fees, and full Anesthetists Fees.

Diagnostic Cover:

Full Diagnostic Tests (x-rays, blood tests, etc.) is included in this plan. In-patient Diagnostic MRI, PET & CT scans and Combined Annual Limit Per person also available in this health Insurance plan.

Cancer Cover:

In health insurance plan for a couple, this plan gives you full cancer treatment drugs paid – chemotherapy, radiotherapy, biological therapy, or other specified drugs.

Additional Benefits:

In this health insurance, they also cannot give any additional benefits.

2. WPA Private Health Insurance

WPA offers a wide range of plans, however, to ensure that this is your best private medical insurance policy, why not help us to make health.

Now we talk about Cheapest Mid-Range Cover Health insurance Plan for Couple.

Monthly Payments is £54.07

What’s included?

Treatment:     Yes

Diagnostics:    Limited

Cancer:            Yes

Treatment Cover:

In this health Insurance, they give full Hospital Charges, full surgeon fees, and full Anesthetists Fees.

Diagnostic Cover:

Full Diagnostic Tests (x-rays, blood tests, etc.) is included in this plan. In-patient Diagnostic MRI, PET & CT scans and Combined Annual Limit Per person also available in this health Insurance plan.

Cancer Cover:

In the health insurance plan for the couple, this plan gives you Radiotherapy/Chemotherapy.

Additional Benefits:

In this health insurance policy, they give you Dental and Optical insurance and also in Complementary Therapies.

3. General and Medical Private Health Insurance

General and Medical is a private health insurance provider, which provides health care coverage for individuals and families, companies and groups, and players and teams.

Now we talk about Cheapest Mid-Range Cover Health insurance Plan for Couple..

Monthly Payments is £57.19

What’s included?

Treatment:     Yes

Diagnostics:    Limited

Cancer:            Yes

Treatment Cover:

In this health Insurance, they give full Hospital Charges, full surgeon fees, and full Anesthetists Fees.

Diagnostic Cover:

In this Policy give you full Initial Specialist Consultation Fees, Tests and Scans in full Physiotherapy & complementary medicine £500 – part of £1500 limit for subsequent consultations and diagnosis.

Cancer Cover:

In this health couple Insurance policy, they give you Limited Cancer Cover.

Additional Benefits:

Complementary Therapies is included in this policy.

4. Bupa Private Health Insurance

Bupa Private Health Insurance company is Britain’s largest health insurance company and has a network of diagnostic networks such as private hospitals, clinics, and clinical services.

Now we talk about Cheapest Mid-Range Cover Health insurance Plan for Couple.

 Monthly Payments is £57.37

What’s included?

Treatment:     Yes

Diagnostics:    Limited

Cancer:            Yes

Treatment Cover:

  • In this health Insurance, they give full Hospital Charges, full surgeon fees, full Parent accommodation, and full Anesthetists Fees.
  • Out-patient therapies such as physiotherapy up to £500*
  • Mental Health covers limited to 28 days in-patient or day-patient.

Diagnostic Cover:

Specialist Consultation Fees – £500*and Full Diagnostic Tests (x-rays, blood tests, etc.) of £500 is included in this plan. In-patient Diagnostic MRI, PET & CT scans and Combined Annual Limit Per person also available in this health Insurance plan.

Cancer Cover:

All eligible cancer treatment is paid in full including radiotherapy and chemotherapy are included in this plan.

Additional Benefits:

In this health insurance, they also cannot give any additional benefits.

5. Vitality Plus Private Health Insurance

Importantness provides a wide range of plans, however, to ensure that this is your best private medical insurance policy, why not help us compare health

Now we talk about Cheapest Mid-Range Cover Health insurance Plan for Couple.

Monthly Payments is £59.96

What’s included?

Treatment:     Yes

Diagnostics:    Limited

Cancer:            Yes

Treatment Cover:

In this health Insurance, they give full Hospital Charges, full surgeon fees, full Parent accommodation, and full In-patient Diagnostic Testing.

Diagnostic Cover:

In this health Insurance policy, they give you full Diagnostic Scans (MRI, PET & CT) and Combined limit £500 consultations with a specialist and diagnostic tests (X-Ray, blood test etc.).

Cancer Cover:

In health insurance plan policy for couple give you Radiotherapy/Chemotherapy.

Additional Benefits:

  • This policy gives you full cover promise. They give you full eligible claims paid and also give you Vitality GP- Vitality’s online private GP service.
  • And Health and Rewards partners- helping you get or stay healthy included in this insurance plan.

6. AXA Private Health Insurance

Now we talk about Cheapest Mid-Range Cover Health insurance Plan for Couple.

Monthly Payments is £98.72

What’s included?

Treatment:     Yes

Diagnostics:    Limited

Cancer:            Yes

Treatment Cover:

In this health Insurance, they give full Hospital Charges, full surgeon fees, and full Anesthetists Fees.

Diagnostic Cover:

  • Full Diagnostic Tests (x-rays, blood tests, etc.) is included in this plan. In-patient Diagnostic MRI, PET & CT scans also available in this health Insurance plan.
  • They also give you Specialist Consultation Fees only for 3 appointments*

Cancer Cover:

In the health insurance plan for a couple, this plan gives you Radiotherapy/Chemotherapy.

Additional Benefits:

In this health insurance, they cannot give any additional benefits.

 

7. Freedom Private Health Insurance

Freedom Private Health Insurance Established in 2003. Freedom Health Insurance is a successful private medical insurance (PMI) provider bringing its clients.

Now we talk about Cheapest Mid-Range Cover Health insurance Plan for Couple.

Monthly Payments is £105.20

What’s included?

Treatment:     Yes

Diagnostics:    Limited

Cancer:            Yes

Treatment Cover:

  • In this health Insurance, they give full Hospital Charges, full surgeon fees, and full Anesthetists Fees.
  • They also give you £1500 Out-Patient Treatment, Diagnostic Tests, Consultations & Physiotherapy (GP referral 6 visits only)

Diagnostic Cover:

Full Diagnostic Tests (x-rays, blood tests, etc.) is included in plan. In-patient Diagnostic MRI, PET & CT scans also available in this health Insurance plan.

Cancer Cover:

Full Cover within their Cancer Guidelines.

Additional Benefits:

In this health insurance, they give you full Complementary Therapies.

Cheapest Comprehensive cover

1.       Bupa Private Health Insurance

Bupa offers international health insurance plans for individuals, families and businesses, and provides access to 1.2 million medical providers worldwide.

First, we talk about Cheapest Comprehensive Cover Health insurance Plan for Couple.

Monthly Payments is £79.83

What’s included?

Treatment:     Yes

Diagnostics:    Yes

Cancer:            Yes

Treatment Cover:

In this health Insurance, they give full Hospital Charges, full surgeon fees, and full Anesthetists Fees.

  • Parent accommodation in full
  • Out-patient therapies such as physiotherapy paid in full
  • Mental Health cover limited to 28 days in-patient or day-patient

Diagnostic Cover:

  • Full Diagnostic Tests (x-rays, blood tests, etc.) is included in this plan. In-patient Diagnostic MRI, PET & CT scans.
  • Specialist Consultation Fees in Full

Cancer Cover:

In health insurance plan for a couple, this plan gives you all eligible cancer treatment is paid in full including radiotherapy and chemotherapy.

Additional Benefits:

In this health insurance, they cannot give any additional benefits.

2. Vitality Plus Private Health Insurance

Vitality Plus Private Health Insurancisre UK based health and life insurance provider with a difference.

First, we talk about Cheapest Comprehensive Cover Health insurance Plan for Couple.

Monthly Payments is £83.34

What’s included?

Treatment:     Yes

Diagnostics:    Yes

Cancer:            Yes

Treatment Cover:

In this health Insurance, they give full Hospital Charges, full surgeon fees, and full Anesthetists Fees. Also, cover the full In-patient Diagnostic Testing and Out-patient therapies such as physiotherapy paid in full

Diagnostic Cover:

Full Diagnostic Tests (x-rays, blood tests, etc.) is included in this plan. In-patient Diagnostic MRI, PET & CT scans, full Specialist Consultation Fees in Full and In-patient Diagnostic Testing in Full

Cancer Cover:

In health insurance plan for a couple, this plan gives you All eligible cancer treatment is paid in full including radiotherapy and chemotherapy.

Additional Benefits:

  • FULL COVER PROMISE- all eligible claims paid in full
  • Vitality GP- Vitality’s Online private GP service
  • Health and Rewards partners- helping you get or stay healthy

 

3. General and Medical Private Health Insurance

General and Medical are one of the largest independent health insurance companies in the UK. This insurance company is still far smaller than the big four that control 90% of the UK market (AXA, Aviva, BUPA and Vitality).

First, we talk about Cheapest Comprehensive Cover Health insurance Plan for Couple..

Monthly Payments is £91.97

What’s included?

Treatment:     Yes

Diagnostics:    Yes

Cancer:            Yes

Treatment Cover:

In this health Insurance, they give full Hospital Charges, full surgeon fees, and full Anesthetists Fees.

Diagnostic Cover:

Full Diagnostic Tests (x-rays, blood tests, etc.) is included in this plan. In-patient Diagnostic MRI, PET & CT scans and Specialist Consultation Fees in Full

Cancer Cover:

Cancer treatment drugs paid in full – chemotherapy, radiotherapy, biological therapy, or other specified drugs

Additional Benefits:

They give you Complementary Therapies in this policy.

4. Aviva Private Health Insurance

Aviva Private Health Insurance is a serious illness insurance is miserable, there is no clear information, it is very bad to claim, false information provided at the time of enrollment.

First, we talk about Cheapest Comprehensive Cover Health insurance Plan for Couple.

Monthly Payments is £94.08

What’s included?

Treatment:     Yes

Diagnostics:    Yes

Cancer:            Yes

Treatment Cover:

In this health Insurance, they give full Hospital Charges, full surgeon fees, and full Anesthetists Fees.

Diagnostic Cover:

Full Diagnostic Tests (x-rays, blood tests, etc.) is included in this plan. In-patient Diagnostic MRI, PET & CT scans and also give you Specialist Consultation Fees in Full

Cancer Cover:

Cancer treatment drugs paid in full – chemotherapy, radiotherapy, biological therapy, or other specified drugs

Additional Benefits:

They give you Complementary Therapies in this policy.

5. AXA Private Health Insurance

Axa PPP Personal Health insurance has been rated 5 stars by industry body Defaqto. It’s making them an excellent product with a comprehensive range of features and benefits.

First, we talk about Cheapest Comprehensive Cover Health insurance Plan for Couple.

Monthly Payments is £108.32

What’s included?

Treatment:     Yes

Diagnostics:    Yes

Cancer:            Yes

Treatment Cover:

In this health Insurance, they give full Hospital Charges, full surgeon fees, and full Anesthetists Fees. And also In-patient Diagnostic Testing in Full

Diagnostic Cover:

Full Diagnostic Tests (x-rays, blood tests, etc.) is included in this plan. In-patient Diagnostic MRI, PET & CT scans and Specialist Consultation Fees in Full

Cancer Cover:

In health insurance plan for a couple, this plan gives you full cancer treatment drugs paid – chemotherapy, radiotherapy, biological therapy, or other specified drugs and also give you full Radiotherapy/Chemotherapy.

Additional Benefits:

In this health insurance, they also cannot give any additional benefits.

6. Freedom Private Health Insurance

Freedom Private Health Insurance provides private medical insurance for individuals, families and businesses at the UK and international level. Get a quick PMI quote.

First, we talk about Cheapest Comprehensive Cover Health insurance Plan for Couple.

Monthly Payments is £117.67

What’s included?

Treatment:     Yes

Diagnostics:    Yes

Cancer:            Yes

Treatment Cover:

In this health Insurance, they give full Hospital Charges, full surgeon fees, and full Anesthetists Fees.

Diagnostic Cover:

They give you full Diagnostic Scans (MRI, PET & CT).

Cancer Cover:

In health insurance plan for a couple, this plan gives you full cancer treatment drugs paid – chemotherapy, radiotherapy, biological therapy, or other specified drugs and also give you full Radiotherapy/Chemotherapy

Additional Benefits:

They give you Complementary Therapies in this policy.

7. CS Healthcare Private Health Insurance

CS Healthcare Private Health Insurance has been given a 4/5 star rating by independent financial research company, Defaqto.

First, we talk about Cheapest Comprehensive Cover Health insurance Plan for Couple.

Monthly Payments is £123.00

What’s included?

Treatment:     Yes

Diagnostics:    Yes

Cancer:            Yes

Treatment Cover:

In this health Insurance, they give full Hospital Charges, full surgeon fees, and full Anesthetists Fees.

Diagnostic Cover:

  • Specialist Consultation Fees in Full
  • Diagnostic Tests (x-rays, blood tests, etc.) in Full
  • Diagnostic Scans (MRI, PET & CT) in Full

Cancer Cover:

In this health Insurance, they give you full Radiotherapy/Chemotherapy.

Additional Benefits:

They give you Complementary Therapies in this policy

 

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